Insurance Appraisal vs Home Appraisal

So I signed up for homeowners insurance at the time of my purchase and while I was arranging everything I asked if they wanted or needed a copy of the home appraisal. They said there would be no need they trusted me as a long time valued customer blah blah blah (I have my auto insurance, checking and savings accounts and a credit card with them).

Then last week I got a call from an insurance appraisal company asking to arrange a time to see the place in order to validate the information I provided for my homeowners insurance. I'm a bit confused and offer to send my appraisal over in an attempt to have one less thing for me to do, but no they require this additional appraisal. At least I don't have to directly pay for it, but still I have to make my house available to someone to walk through, measure, check boxes and jot down notes. If I was this insurance company I would save myself some money and use the home appraisal.

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